Features

Everything you need.
Nothing you don't.

Finboo is a web-based budgeting app that works on your phone and your computer. It shows what happened with your money, and Ask Bam helps you understand why.

Onboarding

Set up in four quick steps

Answer four questions and Finboo builds your starting dashboard. Every step can be skipped, and you can add more detail later.

Finboo onboarding step 1 of 4: monthly take-home pay
Step 1 of 4Monthly take-home payStart with what comes in each month after taxes: salary, side hustles, allowances, and more.
Finboo onboarding step 2 of 4: fixed monthly expenses
Step 2 of 4Fixed monthly expensesAdd recurring costs like rent, utilities, and subscriptions.
Finboo onboarding step 3 of 4: existing debts
Step 3 of 4Existing debtsAdd mortgages, credit cards, student loans, or car loans with balance, interest rate, and minimum payment. Adding debts unlocks the debt payoff tracker.
Finboo onboarding step 4 of 4: emergency fund status
Step 4 of 4Emergency fund statusTell us whether you have an emergency fund, and pick your biggest money concern so Bam can personalize your first tip.

What's inside

Six screens, one clear picture of your money.

Home

A dashboard that answers "where do I stand?"

Open Finboo and see your month in one place: income, what you have spent, and what is left. Browse month by month.

  • Income, total spent, and remaining for the month
  • A year-at-a-glance monthly spending chart
  • Savings goals with progress toward each target
  • Bam's daily Fun-ancial fact, with its source
Finboo home screen showing the budget overview, income, spending and a daily Fun-ancial fact
Spending

See where the money actually went

A spending breakdown groups your money into Housing, Savings, Necessities, Debt, and Wants, so patterns are obvious without a spreadsheet.

  • Donut breakdown by category with percentages
  • Tap a month to compare against any other month
  • Expand the chart for a closer look
Finboo monthly spending bar chart and category breakdown donut
Transactions

Log spending your way

Add a transaction in seconds, say it out loud, or bring in what you already have. Your data stays portable.

  • Quick add with category, sub-category, date, and type
  • Many common transactions are auto-categorized for quick entry
  • Voice entry and CSV import
  • Mark an item as recurring so it repeats monthly
  • Export your data any time
Finboo transactions screen with add transaction form, voice, import CSV and export options
Budget

A budget that fits how you think

Set an amount for each category yourself, or let Finboo auto-create a starting budget. Keep it simple or go detailed.

  • Auto-create a budget based on the 50/30/20 rule
  • Budget settings can be modified to fit your needs
  • Savings accounts and goals alongside your budget
Finboo budget settings screen with income and category amounts
Insights

Plain-language nudges, not just charts

Finboo compares this month to last and tells you what changed and what drove it, flagging warnings and celebrating wins.

  • Month-over-month changes by category
  • Year-over-year income, spending, and category changes
  • Savings growth trends over time
  • The biggest driver behind each change
  • Clear "warning" and "good" labels
Finboo spending insights screen with warning and good cards
Ask Bam

A money buddy who explains the "why"

Ask Bam answers personal finance questions in plain language, from emergency funds to credit scores. Definitions draw on vetted public sources such as investor.gov, cfpb.gov, irs.gov, and fdic.gov.

  • Browse topics or ask your own question
  • Guided follow-up questions to keep learning
  • Visual explanations of concepts like compound interest
  • Educational information, not financial advice
Finboo Ask Bam chat answering what an emergency fund is

Who Finboo is for

New to budgeting

Start without the jargon

Plain-language explanations and an auto-created budget get you going without a finance degree.

Tired of complicated apps

Simple by default

See the numbers that matter first. Add detail only when you want it.

Curious learners

Learn as you go

Ask Bam explains terms and concepts, with guided follow-ups and visual examples.

Experienced budgeters

Stay in control

Import and export your data, set per-category budgets, and track recurring items.

Finboo provides educational information and budgeting tools, not financial, legal, or tax advice.

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